Passive residence Andorra 2026: Omnibus 2 Law updates

The entry into force of Law 2/2026 (“Omnibus 2“) has tightened and updated the requirements for passive residence in Andorra 2026 since February 13, 2026. These changes are not just an update of figures, but an adaptation of the regulatory framework to align the country with international standards of transparency and financial solvency. Therefore, it is vital to be well-informed before starting any procedure.

Updated requirements for passive residence Andorra 2026

The new regulations seek higher quality and solvency from applicants. These are the fundamental points that define passive residence Andorra 2026:

Minimum investment: Set at €1,000,000 in Andorran assets, with the option of €400,000 allocated to the Housing Fund.
Real estate: In the case of real estate investment, the minimum is €800,000 per unit.
Deposit to the AFA: A non-refundable deposit of €50,000 has been set for the main applicant and €12,000 for each dependent.
Financial solvency: 300% of the annual minimum wage is required, plus an additional 100% for each dependent.
Minimum stay: The requirement of 90 days a year is maintained, in addition to having housing, medical insurance, and a clean criminal record.

Taxation remains intact

One of the great advantages that does not change with the passive residence Andorra 2026 is the country’s attractive taxation. Once a resident, the maximum personal income tax (IRPF) is 10%, and the absence of wealth or inheritance tax is maintained. It is important to remember that being a passive resident is not equivalent to being a tax resident; planning is key.

How can Àgora Consultors help you?

At Àgora Consultors we are experts in immigration procedures and the management of residence permits. The complexity of the Omnibus 2 Law requires professional guidance to ensure that every document and investment complies with the regulations.